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Salary CTC Calculator
If you’ve ever received a job offer letter and looked at the big bold number under CTC (Cost to Company), you probably wondered — “How much of this will actually come into my bank account?” That’s where the Salary CTC Calculator comes in handy.
CTC can often feel misleading because it includes not only your basic salary but also allowances, bonuses, employer contributions (like PF and gratuity), and sometimes even perks that you don’t see as monthly cash. What really matters to you is the take-home pay — the amount credited to your account after taxes and deductions.
This calculator helps you break it down clearly. Just enter your basic salary, HRA, allowances, deductions, and employer contributions, and within seconds you’ll see the split between gross salary, in-hand pay, and the additional benefits that make up your CTC.
Why is this useful? Because when you compare job offers or negotiate your salary, it’s important to look beyond the headline figure. A higher CTC doesn’t always mean higher take-home. Sometimes a slightly lower CTC with fewer deductions can leave you with more monthly cash.
With this tool, you can understand your salary structure better, plan your monthly budget, and even figure out how much is going into long-term savings like PF. It’s simple, quick, and gives you a realistic picture of your earnings.