Retirement Corpus & SIP Calculator

Retirement Corpus & SIP Calculator

Note: Expenses inflate till retirement; post-retirement, we model expenses growing with inflation and portfolio earning post-retirement return.
Required Corpus at Retirement
Projected Corpus at Retirement
Monthly SIP Needed (Gap)
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FAQs (Retirement Calculator)

How accurate is this? It’s a planning estimate. Real returns, taxes, and lifestyle shifts vary—review yearly.

What about taxes? Approximate post-retirement returns net of tax (e.g., enter 6–7% instead of 8%).

Can I include EPF/NPS? Add their current value to “Current corpus” and expected contributions in “Monthly investment”.


Retirement Corpus & SIP Calculator

Planning for retirement often feels like a distant task, but the truth is — the earlier you start, the easier it becomes. Most people know they need a retirement fund, but they struggle with the real questions: “How much will I actually need?” and “How much should I invest every month to reach that goal?” That’s exactly what the Retirement Corpus & SIP Calculator is designed to answer.

This tool helps you work backwards. You decide your target retirement age, expected monthly expenses after retirement, and how many years you want the money to last. The calculator then estimates the total retirement corpus you’ll need, factoring in inflation. Once that number is clear, it also tells you the SIP amount you should start investing today in mutual funds or similar instruments, based on an expected return rate.

The best part? It gives you a realistic, customized picture instead of a vague one-size-fits-all suggestion. A young professional starting at 25 may only need a small SIP, while someone at 40 will need to invest more aggressively.

This tool removes the guesswork and replaces it with clear numbers. Whether you’re planning decades ahead or catching up in the last 10–15 years before retirement, it gives you a simple roadmap to build financial security. Use it once, and you’ll know exactly what steps to take today for a stress-free tomorrow.

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