See how much your SIP investments can grow — enter your amount, tenure, and rate to get instant results.
📈 SIP Calculator
Estimate SIP maturity and see your year-wise growth.
In today’s world, where financial goals feel endless — buying a house, planning a child’s education, saving for retirement — the biggest challenge is not where to invest, but how much to invest every month to reach those dreams. That’s exactly where a SIP (Systematic Investment Plan) steps in. Think of it as a disciplined habit — you invest a fixed amount regularly in mutual funds, and over time, your money quietly grows with the power of compounding. But the real question is: how do you know what your SIP will be worth in 5, 10, or 20 years?
That’s where the SIP Calculator makes life easier. Instead of guessing, you simply enter your monthly investment amount, the expected rate of return, and the investment period. In seconds, the calculator shows you the total amount you’ll invest, the wealth generated, and the maturity value. It even helps you visualize how compounding accelerates growth — those small monthly amounts slowly snowball into a big corpus.
For young professionals just starting out, it’s motivating to see how even ₹500 or ₹1000 a month can grow into lakhs over time. For families, it helps in planning long-term goals like higher studies or retirement. And for seasoned investors, it’s a quick way to compare returns across different funds or time horizons.
In short, the SIP Calculator is your personal guide to financial planning. It doesn’t just crunch numbers — it gives you clarity, discipline, and confidence to stick to your investment journey.
SIP Calculator – FAQs
1) How do you calculate SIP maturity?
We use the future value of a monthly SIP: FV = P × ((1+r)n − 1)/r. If you select “Beginning of Month”, we multiply by (1+r) once more.
2) What should I enter—years or months?
Use both: put full years in “Years” and any extra months in “Months”. The tool converts everything to total months automatically.
3) Why is “Beginning of Month” maturity slightly higher?
Because each SIP instalment gets one extra month to compound. End-of-month assumes money is invested after the month’s growth.
4) Are these returns guaranteed?
No. Equity/debt mutual funds are market-linked. The calculator shows estimates based on the return % you enter.
5) Does this include tax or exit load?
No. Results are pre-tax and exclude exit loads/expense ratios. Check your scheme details and tax rules before investing.