See how much your SIP investments can grow — enter your amount, tenure, and rate to get instant results.
📈 SIP Calculator
Estimate SIP maturity and see your year-wise growth.
Starting a SIP was one of the best financial decisions I made, but honestly, I had no clue what I was getting into initially. SIP just means putting a fixed amount into mutual funds every month – like ₹2,000 or ₹5,000, whatever you can manage. The tricky part is figuring out how much this regular investing will actually be worth after 10 or 20 years. I used to wonder if my ₹3,000 monthly would really make a difference. This calculator shows you exactly what your SIP could grow into, so you can plan better without getting lost in compound interest formulas.
SIP Calculator – FAQs
1) How do you calculate SIP maturity?
We use the future value of a monthly SIP: FV = P × ((1+r)n − 1)/r. If you select “Beginning of Month”, we multiply by (1+r) once more.
2) What should I enter—years or months?
Use both: put full years in “Years” and any extra months in “Months”. The tool converts everything to total months automatically.
3) Why is “Beginning of Month” maturity slightly higher?
Because each SIP instalment gets one extra month to compound. End-of-month assumes money is invested after the month’s growth.
4) Are these returns guaranteed?
No. Equity/debt mutual funds are market-linked. The calculator shows estimates based on the return % you enter.
5) Does this include tax or exit load?
No. Results are pre-tax and exclude exit loads/expense ratios. Check your scheme details and tax rules before investing.